Loans for individuals and businesses

HNW Lending Ltd allows individuals and businesses who have assets such as real estate, cars, pensions and fine wine to borrow using those assets as security for the loan. We lend from £30,000 to £3 million


Typically loan offers are made within a few hours of a completed Application Form being received and loans are completed within 1-2 weeks of the Loan Offer being made. Our process and documentation is also streamlined to ensure loans can be completed as soon as practicable


As HNW is funded by high net worth individuals, the interest rates we charge to borrowers are very competitive. If a borrower does receive a cheaper offer from elsewhere, we will do our utmost to beat it


HNW has made over 100 loans and has funds in place to make quick commitments - if we make a loan offer then the funds will be there to complete the loan


Unlike many financial institutions, HNW can make compromises in order to lend quickly - for example we don't need to wait for searches to be done on properties. In addition, for real estate, loans can normally be put in place even if there is a mortgage already on the property with another lender (These are known as 'second charge' or 'third charge' loans)


As we take assets as security, we do not need to inform credit agencies about the loans taken out by our borrowers. Borrowers with past credit issues will still usually be made a loan offer

Wide variety of collateral can be used

Property, High value cars, Fine Wine, Jewellery, Pensions, Shares as well as many other items such as Antiques and objects d'art, stamp collections, Timeshare units, Yachts and boats

If you are interested in a loan, please either:

1) Fill in our Application Form
2) Call Ben on 07958 636 106
3) E-mail: