• info@hnwlending.co.uk
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  • 72 Charlotte St, London W1T 4QQ
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  • 0203 488 0184


Lending through a pension fund

We know that some people would like to invest in our loans using their existing pension assets. HNW Lending complies with the rules regarding pension schemes and thus allows lenders to lend using two different types of pension scheme:

1) SIPP (Self invested personal pension): This is a way that an individual can control how and where their pension is invested.

2) SSAS (Small Self Administered Schemes): These allow business owners who have pension funds to invest in our loans

With SIPPs and SSASs you are in control of exactly how and where your pension is invested. Interest earned by a SIPP / SSAS is tax free**, and they are particularly effective for higher rate tax payers because funds transferred to a pension fund immediately attract tax relief at your marginal tax rate.

Please note your capital is at risk and interest payments are not guaranteed. Find out more here

**Tax treatment depends on the individual circumstances of each client and may be subject to change in the future

Note: Since everyone's financial situation is different, it is important for you to seek independent financial advice before taking any action.

How to use a SIPP or SSAS on HNW Lending

We list below two providers who are able to help our lenders establish a SIPP / SASS that can lend through HNW Lending. We do not provide any investment advice, but just identify providers that can offer the service.

Contact: Anthony Carty - Anthony.Carty@clifton-asset.co.uk - 07989 471 521 - https://www.morgan-lloyd.co.uk

Contact: Brian Bennis - help@sippclub.com- 0845 056 8734 www.sippclub.com/hnw-lending