We know that some people would like to invest in our loans using their existing pension assets. HNW Lending complies with the rules regarding pension schemes and thus allows lenders to lend using two different types of pension scheme:
1) SIPP (Self invested personal pension): This is a way that an individual can control how and where their pension is invested.
2) SSAS (Small Self Administered Schemes): These allow business owners who have pension funds to invest in our loans
With SIPPs and SSASs you are in control of exactly how and where your pension is invested. Interest earned by a SIPP / SSAS is tax free**, and they are particularly effective for higher rate tax payers because funds transferred to a pension fund immediately attract tax relief at your marginal tax rate.
Please note your capital is at risk and interest payments are not guaranteed. Find out more here
**Tax treatment depends on the individual circumstances of each client and may be subject to change in the future
Note: Since everyone's financial situation is different, it is important for you to seek independent financial advice before taking any action.
We list below two providers who are able to help our lenders establish a SIPP / SASS that can lend through HNW Lending. We do not provide any investment advice, but just identify providers that can offer the service.
Please note your capital is at risk and interest payments are not guaranteed. Click here to find out more